Research highlights a crucial truth – delaying pension contributions can be far more expensive than most people realise Analysis shows that starting to save earlier in life can significantly reduce the required contributions Even small, consistent contributions early on can outperform larger amounts contributed later Whilst many younger adults are proactive on pensions, saving for […]
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Residential Property Review –September 2026
Residential Market Survey – the housing market is stabilising further with buyer demand and agreed sales showing improvement Mortgage rates – In July, mortgage approvals were 16% below the 2017-19 average and the lowest level since December 2023 Rental market – In Q1 2026, the average UK landlord portfolio generated £88,454 in gross rental income, […]
Commercial Property Review – September 2026
Commercial property update – London captured the largest regional share of investment by the end of August Industrial and logistics sector – Demand in the sector still being driven by ecommerce growth and supply chain resilience Scottish market – French investors are particularly active in Aberdeen, according to research from Knight Frank Commercial property market […]
Enjoying your happy and healthy retirement
As people are living longer, retirement planning increasingly spans multiple decades, giving a large window to prepare As priorities, health and spending needs change, review plans regularly to keep the right balance Retirement planning is about much more than money. A well-planned retirement should support your broader life goals With a clear sense of purpose, […]
Why is life insurance back in focus?
Pension tax efficiency needs to be considered as it will start to fall within IHT from April 2027 Life insurance can play a valuable role by providing a lump sum on death to help cover the tax bill Acting early can help ensure that any cover is affordable and increase your options Changes to Inheritance […]
Retirement planning for the self-employed
Three in five self-employed workers could be missing out on crucial peace of mind and tax benefits Making regular contributions can be more achievable and build a bigger retirement pot than waiting for ‘surplus’ income Retirement saving can be more complex for self-employed workers. It’s never too late to improve retirement readiness Around 40% of […]
Positive momentum in protection – but gaps remain
Data shows that around £21.9m is paid out daily in protection claims – a 10% increase in individual claim value There are also encouraging signs among younger consumers. Many are locking in lower premiums early While the trend is positive, protection should be part of a wider plan with the right level of cover in […]
Wealth in an age of uncertainty – how investors are adapting to a changing world
The International Monetary Fund expects global growth to slow to 3.1% in 2026 before edging slightly higher in 2027 Despite geopolitical headwinds and trade disputes, global wealth creation continues at remarkable speed For investors, the focus is not only on growing wealth but positioning capital intelligently in a more complex world For investors, structural weaknesses […]
Residential Property Review – August 2026
Construction sector – Glenigan index figures indicate that the construction sector is stuck in neutral Property sales – The number of council homes sold under the Right to Buy scheme increased by 90% in 2025 Regional outlook – Sales activity in Devon and Cornwall has not picked up despite holiday let reforms Construction sector stuck […]
Commercial Property Review – August 2026
Office occupancy – AI firms are helping to drive demand for office space in Central London Hotel sector – UK hotel investment volumes reached approx. £2.1bn in the first half of 2026 Retail – Retail park vacancy rates hit a record low, with 1.8% of the total UK floor space currently available Office sector update […]
