Buyer demand weakened in September, although enquiry levels remain considerably stronger than they were six months ago Prime housing markets remain relatively resilient, with cash buyers accounting for more than half of transactions this year A new government-backed scheme aims to help first-time buyers purchase new-build homes with a 2.5% deposit Housing market softens The […]
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Commercial Property Review – October 2026
Government funding is being directed towards revitalising high streets, bringing vacant properties back into productive community use The logistics sector continues to perform strongly, supported by investment demand and ongoing requirements for high-quality warehouse space Garden centres remain a resilient retail success story, attracting significant visitor numbers and contributing billions to the UK economy Reviving […]
ISA changes incoming – what they mean for your savings
From April 2027, the Cash ISA allowance for anyone under 65 will fall from £20,000 to £12,000 The government will also discourage investors from using Stocks & Shares ISAs simply as cash savings accounts With significant changes ahead, now is a good time to review your ISA strategy and ensure your savings are tax efficient […]
Six-month countdown to the April 2027 Pension IHT shake-up
From April, most unused pension funds and pension death benefits will be included when calculating IHT The new rules mean pension and estate planning can no longer be viewed in isolation, making advice valuable Seeking trusted financial advice now allows time to understand the options available and build an appropriate plan With just six months […]
Budget 2026 – planning ahead, not predicting
The Office for Budget Responsibility (OBR) is now preparing its economic and fiscal forecasts, while speculation grows The Chancellor said the Budget will be built on “fiscal discipline” to give businesses and families greater stability The most useful approach is to look beyond the headlines and not to get swept away with speculation It’s that […]
Economic Review – September 2026
The Bank of England kept interest rates unchanged at 3.75% in September but warned of potential rates rise The Organisation for Economic Co-operation and Development (OECD) expects global GDP to grow by 2.9% in 2026 The Office for National Statistics (ONS) reported public sector borrowing of £18.3bn, £2.9bn more than a year earlier Interest rates […]
Start early, save smarter
Research highlights a crucial truth – delaying pension contributions can be far more expensive than most people realise Analysis shows that starting to save earlier in life can significantly reduce the required contributions Even small, consistent contributions early on can outperform larger amounts contributed later Whilst many younger adults are proactive on pensions, saving for […]
Residential Property Review –September 2026
Residential Market Survey – the housing market is stabilising further with buyer demand and agreed sales showing improvement Mortgage rates – In July, mortgage approvals were 16% below the 2017-19 average and the lowest level since December 2023 Rental market – In Q1 2026, the average UK landlord portfolio generated £88,454 in gross rental income, […]
Commercial Property Review – September 2026
Commercial property update – London captured the largest regional share of investment by the end of August Industrial and logistics sector – Demand in the sector still being driven by ecommerce growth and supply chain resilience Scottish market – French investors are particularly active in Aberdeen, according to research from Knight Frank Commercial property market […]
Enjoying your happy and healthy retirement
As people are living longer, retirement planning increasingly spans multiple decades, giving a large window to prepare As priorities, health and spending needs change, review plans regularly to keep the right balance Retirement planning is about much more than money. A well-planned retirement should support your broader life goals With a clear sense of purpose, […]
